Advancing Al-Malizi Agendas Worldwide: 2026

Tuesday, July 14, 2026

What is the ROI of RM 60,000 invested at 5.75% for 240 consecutive months?

Assuming the 5.75% is an annual interest rate and the investment lasts 240 months (20 years):

1. Simple Interest

Formula:

$\text{Interest} = P \times r \times t$

Principal = RM60,000
Annual rate = 5.75% = 0.0575
Time = 20 years

Interest earned:

$60,000 \times 0.0575 \times 20 = \textbf{RM69,000}$

Final amount:

RM129,000

ROI:

$\frac{69,000}{60,000} \times 100 = \textbf{115\%}$

2. Compound Interest (Compounded Annually)

Formula:

$A = P(1+r)^t$ $A = 60,000(1.0575)^{20} \approx \textbf{RM183,435.99}$

Interest earned:

RM123,435.99

ROI:

$\frac{123,435.99}{60,000} \times 100 \approx \textbf{205.73\%}$

Summary

Method	Interest Earned	Final Amount	ROI
Simple Interest	RM69,000.00	RM129,000.00	115.00%
Compound (Annual)	RM123,435.99	RM183,435.99	205.73%

If your investment compounds monthly (which is common for many investments), the result is higher:

Monthly rate = 5.75% ÷ 12 = 0.47917%
Final amount:
$60,000 \times \left(1+\frac{0.0575}{12}\right)^{240} \approx \textbf{RM188,807.08}$
Interest earned: RM128,807.08
ROI: 214.68%

What is the ROI of RM 60,000 invested at 5.75% for 60 consecutive months?

It depends on whether you mean simple interest or compound interest. For an investment over 60 months (5 years) at 5.75% per year, here are both:

1. Simple Interest

Formula:

$\text{Interest} = P \times r \times t$

Where:

Principal (P) = RM60,000
Annual rate (r) = 5.75% = 0.0575
Time (t) = 5 years

Interest:

$60,000 \times 0.0575 \times 5 = \textbf{RM17,250}$

Total value:

RM77,250

ROI:

$\frac{17,250}{60,000} \times 100 = \textbf{28.75\%}$

2. Compound Interest (Compounded Annually)

Formula:

$A = P(1+r)^t$ $A = 60,000(1.0575)^5 \approx \textbf{RM79,426.47}$

Interest earned:

RM19,426.47

ROI:

$\frac{19,426.47}{60,000} \times 100 \approx \textbf{32.38\%}$

Summary

Method	Interest Earned	Final Amount	ROI
Simple Interest	RM17,250.00	RM77,250.00	28.75%
Compound (Annual)	RM19,426.47	RM79,426.47	32.38%

Monday, July 13, 2026

What is the ROI of RM 1,000 invested every month at 5.75% for 60 consecutive months?

Assuming:

You invest RM1,000 at the end of each month (an ordinary annuity).
The 5.75% is an annual return, compounded monthly.
You invest for 60 consecutive months (5 years).

$FV = PMT\frac{(1+r)^n-1}{r}$

Where:

Monthly investment (PMT) = RM1,000
Monthly interest rate = 5.75% ÷ 12 = 0.47917% = 0.0047917
Number of months (n) = 60

Using the formula:

$FV = 1000 \times \frac{(1+0.0047917)^{60}-1}{0.0047917}$

Results

Total amount invested: RM60,000
Future value after 60 months: ≈ RM69,985
Investment gain (profit): ≈ RM9,985
Return on investment (ROI):
$\frac{69,985 - 60,000}{60,000} \times 100\% \approx 16.6\%$

Summary

Item	Amount
Monthly investment	RM1,000
Investment period	60 months
Annual return	5.75%
Total invested	RM60,000
Final value	≈ RM69,985
Total profit	≈ RM9,985
ROI	≈ 16.6%

ALLAH PROVIDES WHAT YOU NEVER EXPECTED | Ar-Razzaq Explained | Hisham Abu Yusuf

Want Your Dua Accepted? Call Allah by These Two Names | Hisham Abu Yusuf

Thursday, July 9, 2026

Once You Understand Istighfar, You Understand Everything About Reality | Dr. Omar Suleiman

Wednesday, July 8, 2026

What Allah Does When You Pray Tahajjud | SHOCKING!

My ‘impossible’ duaa became manifest. How to keep asking Allah even when you feel like giving up

STOP OVERTHINKING! Allah Will Do The IMPOSSIBLE For You | Repeat This Dua | Hisham Abu Yusuf

Ramesh Damani on Wealth Creation in Stock Markets

Memintalah Merengeklah Pada Allah Setiap Kesulitanmu Disepertiga Malam | Ustadz Khalid Basalamah

Friday, July 3, 2026

Year 1 in Amway Journey (12 Prospects & 1 Downline), from 11/12/2026 to 10/12/2027, of Al-Malizi

11/9/2026 to 10/10/2026:

Dina

Hashim

and

Elya

Azim

11/10/2026 to 10/11/2026:

Hilwa

Syafiq

and

Shahida

Arif

11/11/2026 to 10/12/2026:

Azwad

Eistishia

and

Faizeen

Sarah

Year 2 in Amway Journey (120 Prospects, 12 Downlines & 12 Groups), from 11/12/2026 to 10/12/2027, of Al-Malizi

Malaysia:

6 Malaysian Groups

6 months

11/12/2026 to 10/6/2027

60 Prospects

6 Downlines discovered

America:

1 American Group

1 month

11/6/2027 to 10/7/2027

10 Prospects

1 Downline discovered

Britain:

1 British Group

1 month

11/7/2027 to 10/8/2027

10 Prospects

1 Downline discovered

China:

1 Chinese Group

1 month

11/8/2027 to 10/9/2027

10 Prospects

1 Downline discovered

France:

1 French Group

1 month

11/9/2027 to 10/10/2027

10 Prospects

1 Downline discovered

India:

1 Indian Group

1 month

11/10/2027 to 10/11/2027

10 Prospects

1 Downline discovered

Japan:

1 Japanese Group

1 month

11/11/2027 to 10/12/2027

10 Prospects

1 Downline discovered

AMAWorld Group Sdn Bhd & Financial Education, 2027-2030 (36 Months), of Al-Malizi

AMACapital Corporation Sdn Bhd:

Main Street Millionaire (Once a Month): Acquisition Entrepreneurship

The E-Myth Revisited (Once a Month): New Startup Entrepreneurship

The New Buffettology (Once a Month): Stock Market Investing

Udemy's Value Investing Bootcamp: How to Invest Wisely (Once a Month): Stock Market Investing

Warren Buffett and the Interpretation of Financial Statements (Once a Month): Accounting

and

AMALand Holdings Sdn Bhd:

How You Can Become A Multi Millionaire Real Estate Investor (Once a Month): Real Estate Investing

Tuesday, June 30, 2026

The Al-Malizi 1 Month Spiritual-Physical Crash Training Programme

1 month, from 11/7/2026 to 10/8/2026.

Get ready spiritually and physically, by 11/8/2026.

Spend time at Mosque for Maghrib, Isya and Fajr Prayers!

Sunday, June 28, 2026

The 2 Future Wives (Lady 1) of Al-Malizi to be Married in 2027 in Kuala Lumpur, Malaysia via Muslima.com

America:

Adeela

Indonesia:

Vina

The Maximum Net Worth Aims, 2027-2030 Timeline, of Al-Malizi

11/12/2027: Billionaire (USD 1 Billion); crowned in Kuala Lumpur, Malaysia

Plus 1 year

11/12/2028: Decabillionaire (USD 10 Billion); crowned in Kuala Lumpur, Malaysia

Plus 1 year

11/12/2029: Multidecabillionaire (USD 40 Billion); crowned in Kuala Lumpur, Malaysia

Plus 1 year

11/12/2030: Multidecabillionaire (USD 70 Billion); crowned in Kuala Lumpur, Malaysia

Note:

1 year is adequate to make things happen

The Minimum Net Worth Aims, 2026-2027 Timeline, of Al-Malizi

11/12/2026: Centithousandaire (USD 100 Thousand); crowned in Kuala Lumpur, Malaysia

Plus 90 days

11/3/2027: Millionaire (USD 1 Million); crowned in Kuala Lumpur, Malaysia

Plus 90 days

11/6/2027: Decamillionaire (USD 10 Million); crowned in Kuala Lumpur, Malaysia

Plus 90 days

11/9/2027: Centimillionaire (USD 100 Million); crowned in Kuala Lumpur, Malaysia

Plus 90 days

11/12/2027: Billionaire (USD 1 Billion); crowned in Kuala Lumpur, Malaysia

Note:

90 days is adequate to make things happen

The 4 Worldwide MLM Corporations of Al-Malizi from 2025 to 2300

Amway Global - Build up Amway Business as Amway Business Owner & Own Amway Global Outright, from 2025 to 2300, via Amaway Business Global Bhd

4Life International - Own 4Life International Outright only, in 2030, via Herbaland Business International Bhd

Herbalife International - Own Herbalife International Outright only, in 2040, via Herbaland Business International Bhd

Melaleuca International - Own Melaleuca International Outright only, in 2050, via Amaway Business Global Bhd

Visit:

Building a Business as an MLM Entrepreneur

Outright Ownership

Friday, June 26, 2026

How To Sell Amway in 2026: STOP Talking About Amway To Make Money with Amway!

Give Yourself 90 days to Change Everything | Best Audiobooks

True story of a person who turned $100 into $1,000,000 in 90 days - Poor to Rich Challenge📉🫣

How I CHANGED MY LIFE + IDENTITY in 90 DAYS (The Truth About MANIFESTATION)

What To Focus On To Make $1 Million Dollars in 90 days | Grant Cardone

Act Like The Next 90 Days Decide Your ENTIRE Life | Napoleon Hill

Achieve your Dream in 90 Days | Napoleon Hill

Undercover Billionaire Episode 4: Turning $100 into Millions in 90 Days!

"How I Went From BROKE To MILLIONAIRE In 90 Days!" | Grant Cardone & Lewis Howes

How to ACTUALLY Build a $1M Business in 90 Days

Tuesday, June 23, 2026

The 3 Ss of Amway

Sharing

Sponsoring

Servicing

Monday, June 22, 2026

Charlie Munger: Why Your 50s Decide Everything

The 2 Private Equity Firms of Al-Malizi

AMAWorld Highways Sdn Bhd:

2030 to 2050 (20 years to build)

Part of AMAWorld Group Bhd (AGB Holdings) and Part of Al-Malizi Group International Sdn Bhd (AMGI Holdings)

Nationwide in Malaysia only

20 to 200 Malaysian Nationwide Corporations

Based in KLCC Twin Towers, Kuala Lumpur

Al-Malizi Expeditions Global Sdn Bhd:

2125 to 2225 (100 years to build)

Part of Al-Malizi Group International Sdn Bhd (AMGI Holdings)

Worldwide

100 to 1,000 International Corporations

Based in KLCC Twin Towers, Kuala Lumpur

Sunday, June 21, 2026

I've Interviewed Buffett More Than Anyone - Here's What I Learnt | Becky Quick

How do I cancel my Muzz subscription?

Please access it here.

Saturday, June 20, 2026

Muzz & Amway Sponsoring from 11/12/2026 to 10/1/2027, of Al-Malizi

6 Groups:

Malaysia - 11/12/2026 to 31/12/2026 (21 days)

6 Groups:

America - 1/1/2027 (1 day)

Britain - 2/1/2027 (1 day)

China - 3/1/2027 (1 day)

France - 4/1/2027 (1 day)

India - 5/1/2027 (1 day)

Japan - 6/1/2027 (1 day)

Visit:

Amway Global

Muzz

Thursday, June 18, 2026

The Net Worth of MYR 12,000 of Al-Malizi by 11/12/2030

Assets: MYR 29,300 (MYR 17,000 plus MYR 5,300 plus MYR 5,000 plus MYR 1,000 plus MYR 1,000)

Liabilities: MYR 9,000 (BIMB) plus MYR 1,680 (Akademi Memandu COTT) plus MYR 1,680 (Nescafe) plus MYR 1,440 (CelcomDigi) plus MYR 1,200 (Sonia An-Najjar) plus MYR 1,000 (Dina) plus MYR 1,000 (Globehost.in) plus MYR 240 (Amway) plus MYR 60 (SSM)

Net Worth: MYR 12,000

Note:

Contact Dina on 11/8/2026 regarding the BIMB Joint Account Application